IBC Resources

Books, tools, and materials to master Infinite Banking

Essential Reading

๐Ÿ“˜ Becoming Your Own Banker

By R. Nelson Nash

The foundational text explaining the Infinite Banking Concept in Nelson's own words. Essential reading before implementing IBC.

Available at InfiniteBanking.org โ†’

๐Ÿ“— Building Your Warehouse of Wealth

By R. Nelson Nash

Deeper dive into IBC implementation, advanced strategies, and practical examples from Nelson's decades of experience.

Available at InfiniteBanking.org โ†’

๐Ÿ“™ The Case for IBC

By Carlos Lara & Robert P. Murphy

Austrian economics perspective on Infinite Banking, connecting IBC to sound money principles and economic philosophy.

Available at InfiniteBanking.org โ†’

Official Organizations

๐Ÿ›๏ธ Nelson Nash Institute

The official organization preserving and teaching Nelson Nash's authentic IBC methodology. Find Authorized IBC Practitioners, educational content, and certification programs.

Website: InfiniteBanking.org

Features:

Learning Paths

For Beginners

  1. Read this website: Start with What is IBC? and How It Works
  2. Read "Becoming Your Own Banker": Nelson Nash's foundational book
  3. Review the FAQ: Common questions answered
  4. Schedule a consultation: Speak with an IBC advisor

For Advanced Practitioners

Key Concepts to Master

Policy Design

  • Paid-Up Additions riders
  • Non-direct recognition
  • Minimum death benefit design
  • Term insurance riders

Loan Mechanics

  • Borrowing AGAINST vs. FROM
  • Uninterrupted compounding
  • Simple vs. compound interest
  • Loan repayment strategies

Tax Strategy

  • Tax-deferred growth (IRC ยง7702)
  • Tax-free policy loans (IRC ยง72(e))
  • Tax-free death benefit (IRC ยง101(a))
  • Avoiding MEC status

Implementation Checklist

  1. โœ… Complete education phase (books, articles, videos)
  2. โœ… Find an Authorized IBC Practitioner
  3. โœ… Design custom policy for your cash flow and goals
  4. โœ… Understand premium commitments and timeline
  5. โœ… Apply for policy (underwriting process)
  6. โœ… Fund policy consistently for 7-10 years minimum
  7. โœ… Monitor cash value growth quarterly
  8. โœ… Begin strategic borrowing when ready
  9. โœ… Repay loans to restore capacity
  10. โœ… Consider additional policies as income grows

Contact & Next Steps

Ready to implement Infinite Banking in your life?

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